


AGRITECH-BANKING...
We proudly position ourselves as the Enabler of the Digital Landscape of Farming in Africa, dedicated to transforming the agriculture sector through innovative digital financial services. By providing farmers with access to a comprehensive range of products and services, we aim to address the myriad challenges faced by smallholder farmers and other stakeholders in agricultural value chains. Our digital financial services empower these farmers to enhance their production, streamline trade, and make informed investment decisions. Additionally, we facilitate easy access to credit and modern farming equipment, enable fast money transfers between rural communities and their urban family members, and promote digital payments for goods and services. Moreover a growing body of evidence suggests that access to mobile savings wallets can foster a savings culture among smallholder households, ultimately aiding them in achieving their financial goals.
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Offerings...

Agrospace Financial Super App
Our digital financial solutions platform bridges the gap between rural communities and formal banking. Through strategic partnerships with regulated financial institutions, we deliver a secure, comprehensive ecosystem of accessible services designed to drive rural financial inclusion. Our channel ecosystem integrates POS, QR, and offline USSD (*7006*60#) capabilities to handle money transfers, collections, disbursements, and agro-insurance. By digitizing agricultural supply chain payouts directly into mobile wallets, we remove cash-handling risks for smallholder farmers and create reliable channels for urban-to-rural remittances.

Agro-Credits And Financing
Power your agricultural endeavors with our comprehensive Agro-Credit and Financing services, designed to provide you with quick-access microloans and credit solutions specifically tailored for the unique demands of farming Our Agricultural Production Loan (APL) is an ideal financial tool that allows you to upgrade and modernize your agricultural machinery and equipment, ensuring optimal performance. This facility covers a wide range of essential farming expenses, including the of seeds and fertilizers, crop insurance premiums, as well as costs for energy, oil, lubricants, herbicides, pesticides, and necessary repairs and maintenance. With our support, you can ensure your farm not only survives but thrives in today’s competitive agricultural landscape.

Buy-Now-Pay-Later (BNPL)
As the purchasing power of consumers in Nigeria and throughout Africa continues to decline due to the rising costs of household goods, business equipement, technology, and various other necessities, it's becoming increasingly important to explore alternative and more convenient payment methods. Our Buy Now Pay Later (BNPL) service addresses this need by allowing both end consumers and retailers to adopt a flexible financing model that has gained traction in recent years. This innovative approach enables users to purchase essential items, such as equipment and fertilizers, while spreading the cost over manageable monthly installments that typically range from two to six months. By utilizing our BNPL service, business owners can enjoy a more comfortable payment option, ensuring they can access the products they require without straining their budgets.

Agro-cooperative investment portfolios.
At AGROSPACE, we provide a range of agro-cooperative investment portfolios that are specifically designed to the inherent volatility of agriculture commodity prices while ensuring a consistent and stable stream. Our focus on best-in-class farming operations across Africa allows us to balance fluctuations in commodity prices, which are often influenced by short-term supply and demand imbalances. We offer variety of investment opportunities, including land lease investments, produce procurement, storage solutions, and crop investment options. Regardless of which investment package you choose to pursue, our team of experienced experts is dedicated to guiding you every step of the process, ensuring that you profitability with minimal risk involved.
